Obtain Credit Report
Research Tools
Research tools to aid your financial planning process
Mortgage lenders ALWAYS check your credit history. The problem for consumers is that there are four credit agencies, and not every lender checks every credit agency. While one might show details of the Default you picked up 4 years ago, the others may not! Crazy isn’t it?
Fortunately, there is a way for us to check all four credit agencies at the same time – effectively allowing us to see all the information that a mortgage lender could see, which in turn means we are in a better position to source the most suitable mortgage for your circumstances.
Click here to obtain your free credit report.
- By clicking the link, you will need to register your details with Checkmyfile and enter into a free 30-day trial period. This will allow enough time for you to register your information and download your report. You are free to cancel this trial period at any time during the 30-day free trial period without penalty. Should you fail or choose not to do so, Checkmyfile will charge you a subscription fee of £14.99 per month thereafter.
- To get the best from this service, please ensure you register all of your primary and/or associated addresses within the last 6 years.
- Mortgage Surgery will receive a payment of £12 per free trial entered into via the link to Checkmyfile’s website. This is payable whether you cancel the trial period or not.
- It should be noted that lenders will not be assessing the report produced from Checkmyfile and will undertake their own research and assessment.
- By clicking the link you’re departing from the regulatory website of Mortgage Surgery. Neither Mortgage Surgery nor Quilter Financial Planning are responsible for the accuracy of the information contained within their site. Details of how to unsubscribe or cancel this service, is available directly from the Checkmyfile website under their T&C’s which states “If you wish to cancel your subscription, please log in and send us a Secure Message at any time, email us, or call us on our Freephone telephone number 0800 086 9360 during normal office hours. In all cases we will provide you with a cancellation reference code in confirmation.”
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